Archive for March, 2010

Kiva Update: The Women’s Bank of Entrepreneurs of Chilamate Group in Costa Rica

Mar 23 2010 Published by MmeMagpie under Kiva Loans

Dear Andrea Robinson,

The members of The Women’s Bank of Entrepreneurs of Chilamate Group have
invested their loan in various productive activities including the
purchase of hens, animal feed, clothing, jewellery and ingredients for
food preparation.

Yorleny has invested in her egg selling business by purchasing hens and
nutritional animal feed. She says her business is going well. The health
of the animals is good, Yorleny hasn´t had any major setbacks with
respect to her new hens.

Socorro says her sales business is going well and is making lots of
sales. She has used her loan to purchase jewellery and clothing to sell
in the community.

Vera says her business is still in the early stages, but everything is
going well. She has used her loan to invest in foods necessary to the
preparation of her various products (tacos, hamburgers, ceviche).

Angela has invested in her sewing business by purchasing spools of
thread and material to make clothes with. Her products are selling and
business in general is good. Angela has been able to start saving some
of the money she has earned.

In general, since receiving their loan, the women of this group (and
their families) have benefited from an increase in family income. The
group is consistently working together and collaborating on work
projects. There is a consensus in the group that upon repayment of the
current loan, the members will apply for another.

Thanks for lending to the world’s working poor on Kiva!

Best Wishes, Kiva Staff

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Aqua Bliss

Mar 22 2010 Published by MmeMagpie under Birthstones,Jewelry

Something new from the hands and mind of Madame Magpie:

Colors as fresh and delicate as newly melted snow.

No responses yet

Update from Kiva

Mar 19 2010 Published by MmeMagpie under Kiva Loans

Dear Andrea Robinson,

Thank you for supporting an entrepreneur in Togo.

Discussions of Africa seem to inevitably evolve into discussions of
health. Hot button issues such as HIV/AIDS, malaria, and infant
mortality suddenly become unavoidable topics of conversation and often
leave us feeling discouraged and overwhelmed. This fact is no less
relevant when it comes to discussions about Togo. This tiny West African
country sandwiched between Ghana, Benin, and Burkina Faso is home to 6
million people. Thankfully, the HIV/AIDS prevalence hovers around a
relatively low 3% of the population, but bacterial and viral infections
including malaria are widespread. The Togolese face a life expectancy of
just under 60 years and the country rates 42nd in the world for high
infant mortality. It is all too easy to feel enveloped in statistics.
Yet an extraordinary amount of work is being done to keep the Togolese
population healthy. Individuals just like you are taking action, helping
others, and using the profits to support their own families. As a Kiva
Fellow working with Women and Associations for Gain both Economic and
Social (WAGES), I had the opportunity to meet some of these inspiring
individuals. The following journal entry will focus on four
extraordinary women, all of whom work as nurses or midwives in the Lomé
area and received Kiva loans from WAGES.

Akou Damali runs a large prenatal and family planning clinic. Born in
Nigeria, Mrs. Damali now works in the Akodésséwa neighbourhood of
Lomé. With the help of her loan officer acting as a translator, we
conducted our interview in a combination of English, French, and Ewe.
When asked how many hours she worked a day, Mrs. Damali laughed and
said, “Twenty-four hours.” In reality, the clinic must always be open to
serve her patients. She used her $1,125 loan to purchase medications,
injections, pills and other products for her clinic. At times, Mrs.
Damali can struggle to deal with sudden declines in her patients’
health. Patients experiencing complications in their pregnancy can fall
ill beyond Mrs. Damali’s care and she is forced to send them to a
hospital. Nevertheless, Mrs. Damali maintains that running a clinic is,
in fact, a very profitable business. As a single mother of three, she is
able to use the profits make ends meet at home and support her own
family.

Edjoè Abiassi works as a midwife and pharmacist in the Hédranawoé
neighbourhood just north of Mrs. Damali’s clinic. Mrs. Abiassi takes
pride in her work. She enjoys helping the sick and finds joy in saving
the lives of mothers and babies. In addition to a personal sense of
satisfaction, the profits from her business help Mrs. Abiassi support
her four children. She used her $650 loan to purchase medications for
her business, and she has used the profits to help cover school fees and
food costs for her children.

Given the difficult nature of her work, Mrs. Abiassi can face extremely
trying situations. Currently, she is facing a mass expiration of stock
and has been forced to either dispose of some of her medications or send
them back to the manufacturer. Like Mrs. Damali, Mrs. Abiassi must
overcome complications in her patients’ pregnancy or during childbirth.
At times, the outcome can be disheartening. As a result, Mrs. Abiassi
plans on building a small clinic in the future. There, she will be able
to better care for her patients and perform deliveries in a clean and
comfortable environment.

Afi Maimounatou Kouloungou and Anoko Lawson run two sister clinics a few
blocks apart in the Hédzranawoé district of Lomé. Both clinics offer
services such as prenatal care and family planning as well as general
services for the ill. These hardworking women must be available
twenty-four hours each day in order to care for their patients. Although
exhausting, Mrs. Kouloungou maintains that it is worth the work for the
sake of “aider l’humanité,” helping humanity. Both women used their
individual $625 and $975 loans to purchase medications, beds, and other
supplies needed to better serve their patients’ needs.

It can be difficult to operate a clinic, but Mrs. Lawson has seen the
benefits. She divides the profits from her loan in two, using one part
to reinvest in her business and putting the remainder into savings. She
says that her loan has had a huge positive impact on her family. After
the elections, Mrs. Lawson hopes to receive another WAGES loan to
purchase land and build a house. Mrs. Kouloungou’s family has also
benefited from her loan. She says that this loan from WAGES has “changé
la vie.” It has changed her life and everyone in her family is very
happy. In the future, Mrs. Kouloungou would also like to take out
another loan with WAGES in order to purchase land and build a house.

The loan officer with whom I was working commented that this seemed to
be a common long term plan among WAGES’ female entrepreneurs. Mrs.
Lawson laughed and said that women cannot just wait for their husbands
to provide for them. Instead, they must fend for themselves. She stated
wisely that sometimes, “Il faut être maman et papa au meme temps.” You
have to be mother and father at the same time. Evidently, this line of
work has significant challenges. In addition to the difficulties shared
with Mrs. Damali and Mrs. Abiassi, Mrs. Lawson mentioned the hardship of
working such long hours. Mrs. Kouloungou also addressed a specific
situation where patients will require her services, but cannot pay for
her care. This puts her in an extremely difficult position. Despite the
obstacles they face on a daily basis, all four of these women remain
committed to their work and their patients.

All of these dedicated women are thankful for their loans. They ask that
Kiva lenders continue to support WAGES so that they may continue to
benefit from WAGES loans. As an institution, WAGES also does its part to
keep the community healthy. WAGES goes beyond providing financial
services to offer health seminars focusing on HIV/AIDS prevention and
malaria treatment. Mrs. Damali, Mrs. Abiassi, Mrs. Lawson, and Mrs.
Kouloungou strive for this goal independently and are collectively
supported by an institution dedicated to the same cause. As a result,
the extended WAGES community is working to ensure the ongoing health of
their fellow citizens. Empowerment is not possible without health and
these four women are lifting themselves out of poverty by helping others
do the same.

On behalf of these four women, WAGES, and Kiva, I would like to thank
you for ongoing commitment to lending, empowerment, and poverty
alleviation.

Lend to a WAGES entrepreneur here.
Show your support for WAGES by joining the lending team.

Best Wishes,

Taylor Akin

Kiva Fellow

Kiva very much appreciates your responses online. You can read and
respond to this journal online at:

Rafatou Tchedre:

http://www.kiva.org/lend/180511/comment?ent=243408&_te=j

2 responses so far

Magpie Monthly Vol. 1, No. 1

Mar 03 2010 Published by MmeMagpie under Birthstones,Newsletter

Spring is beginning to show here in the desert.  Grass is putting up little green shoots and the trees by the river have turned palest green.

I’ve been working with the fun, new things I picked up in Tucson at the gem shows including some pretty little faceted aquamarine beads I selected just for March.  They go beautifully with silver-white freshwater pearls and pale turquoise silk.

Aquamarine
The blue variety of the mineral Beryl and stone for March and the sign Pisces

Hardness:  7 1/2 to 8
Toughness:  good
Color:  Greenish-blue to blue-green, usually light in tone
Usually eye clean and commonly available in large sizes

Care:
Ultrasonic:  usually safe
Steam:  usually safe
Warm, soapy water:  safe

Stability:
Heat:  generally not heat sensitive unless liquid inclusions are present
Light:  stable
Chemicals:  attacked by hydrofluoric acid

Common sources:
Brazil, Nigeria, Zambia, Madagascar, United States, Russia

Treatments:
Heating is common to remove the greenish cast.  The treatment is common, stable, and usually undetectable.

Micro-Loans
Thanks to your patronage we can make a difference in the lives of enterprising women around the world.  Madame Magpie’s Shiny Things makes a new loan through Kiva International every month.  The latest was made to Rafatou Tchedre in Togo, Africa.  Go here to see the other loans we made.

Events
The Rincon Valley Farmers Market has been a delight to attend, so I will be making regular appearances on market days.  Tentatively planning on the first and third Saturdays of the month.  More here.

Join us at Bizzart Gallery on the secnd Saturday of every month for the Bisbee After 5 Art Walk.

Keep in touch:
Website:  MmeMagpie.com
Facebook:  facebook.com/MmeMagpie
Twitter:  twitter.com/MmeMagpie
Calendar
Email:  magpie@mmemagpie.com

Wishing you a glorious spring!

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